That adds up to 277.7 hours (not counting any development time to create your own system). Save any money yet?
pay someone 5 quid an hour, 277 x 5 = 1385 pounds sterling. Thats cheaper than the 100,000 of our 100,000 selling 10 pounds game.
But like the post says, this is the idiots guide.
lets walk through what happens, what exactly does paypal do, what does the seller do, like I said, this is the idiots guide, for someone that knows nothing about it, as in nothing.
Honestly, 10% really just ain't that much, in the grand scheme of things. Especially not for what you're getting in return. And we're not talking 300 hours saved, we're talking much more, when you factor in the cost of rolling your own system, managing whoever's doing your support (if it's not you), PLUS the time involved for you to do all those "trial runs" and comparisons you're talking about. (And by the way, who the hell is going to do good support for you for 5 quid an hour?)
Instead of going through all that hassle, give BMT Micro or Plimus a buck for every game you sell. You know what you're paying and you know what you're getting. Use the time you saved to work on your games. And Matthew's two-man company pulls six-figures a year. He's done the research, he's done the analysis, he knows what he's talking about. He's given you good advice that you're fighting, for some reason.
So what it sounds like to me is that you're not really interested in the options, you're interested in how PayPal's merchant system works. In which case, I'd say go out and do a Google search, or look through PayPal's website, or start a merchant account there - figure some things out for yourself, and then come back and post your findings in a new thread about PayPal and we can discuss it again at that point.
I don't think it's a bad topic to discuss at all, but I'm extremely wary of people who ask a lot of questions but aren't interested in heeding advice or doing any research themselves.
In the meantime, I think I'm going to lock this thread, because it's redundant, everything that needs to be said has been said, and it's getting confusing what the issue at hand is. Wheels are spinning but I don't see it going anywhere fast.
Also, I'm banning your first account.